Currency Margin Calculator
Add an FX margin/markup to an exchange rate and convert amounts.
Frequently Asked Questions
What is an exchange rate margin?+
A margin (or markup) is the extra percentage a bank or money changer adds to the mid-market exchange rate. If the base rate is 80 and the margin is 2.5%, you are actually charged an effective rate of 82.
How is the effective rate calculated?+
The effective rate equals the base rate multiplied by (1 + margin ÷ 100). Your converted amount is then the amount times this effective rate.
How much does the margin cost me?+
The margin cost is the amount multiplied by the base rate and by the margin percentage. It is the extra you pay compared with converting at the base rate.
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